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We understand
there is certain information you do not want to share with everyone.
And we are just as concerned about safeguarding the information you
provide to us. That is why the Tenafly Educational Foundation has
adopted these privacy principles and guidelines. We value the trust
you have placed in us and are committed to earning and maintaining
your confidence.
This privacy
policy describes the kinds of information we collect from our
customers, how we use that information, and the limited
circumstances under which we will share it with third parties.
Information
Collection
Tenafly
Educational Foundation will only collect information about you that
we reasonably believe will be necessary or useful in processing or
administering products or services that you have requested from us.
We will also collect information in order to notify you about
products; services and other opportunities we think will be of
interest to you. This information may be collected from a variety of
sources, such as the following: (1) information provided by you ,
(2) information obtained from non-affiliated third parties , and (3)
information about your transactions with us, our affiliates or
others.
Maintenance
of Accurate Information
We work hard to
ensure your information is as accurate, current and complete as
possible. If you ever find that our records are inaccurate or not
current, please contact us at the telephone number on your account
statement. If the record is within our control, we will correct any
inaccurate or incomplete information. Security Procedures to Protect
Customer Information
Access to our
systems containing nonpublic personal information is only to those
employees who need it for the purpose of providing products or
services to our customers. In addition, we maintain physical,
electronic, and procedural safeguards that are designed to comply
with federal guidelines concerning the security of nonpublic
personal information.
Information
Sharing With Unaffiliated Third Parties
Unlike some
other groups, Tenafly Educational Foundation does not sell customer
lists or other information about our customers to unaffiliated
parties. Moreover, we do not in any manner share customer
information with unaffiliated third parties except as described
below or as otherwise expressly permitted by law. In order to
efficiently and cost-effectively market our own products, we
contract with companies providing marketing and solicitation
services, such as printers, marketing fulfillment firms and other
companies. As part of these activities, we may provide limited
information about our customers to such parties. In addition, we may
occasionally engage in joint marketing with unaffiliated
institutions for various products and services that Tenafly
Educational Foundation does not offer on its own, but we think will
be of interest to our customers. In such cases, Tenafly Educational
Foundation will always be identified in the joint marketing
materials or solicitation. We may disclose all of the information we
collect (described in "Information Collection" above) to the
companies that perform marketing services on our behalf or to other
financial institutions that have joint marketing agreements with us.
Our agreements with these companies are subject to confidentiality
provisions and restrictions that prohibit using the information
beyond the performance of the specified services or in connection
with the jointly marketed product or service.
Regarding
Cookies
To provide
better service and a more effective Web site, we use "cookies" as
part of our interaction with your browsers. A "cookie" is a small
text file placed on your hard drive by our Web Page Server. Our
cookies cannot retrieve any other data from your hard drive, pass on
computer viruses, or capture your e-mail address. Cookies are
commonly used on Web sites and do not harm your system.
We may use
cookies to record information about
We use cookies
in places where you need to register, such as Internet banking, or
where you are able to customize the information you see. Recording a
cookie at such points makes your online experience easier and more
personalized.
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Visitors'
preferences
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User sessions
on our web sites
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What pages
users access or visit on our web sites
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Past activity
at a site in order to provide better service when visitors
return to our site, or to accomplish the following purposes:
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Alert visitors
to new areas that we think might be of interest to them when
they return to our site
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Ensure that
visitors are not repeatedly sent the same banner ads
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Customize Web
page content based on visitors' browser type or other
information that the visitor sends
Our cookies do not
collect personally identifiable information and we do not combine
information collected through cookies with other personal
information to determine who you are or your e-mail address. By
configuring your preferences or options in your browser, you
determine if and how a cookie will be accepted. However, if you
configure your web browser so that "cookies" are turned off, our
website will not be able to process your transaction. If this
happens, please turn your cookies back on and log onto our site
again.
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Participant Information
